Question: I’m starting to get serious about retirement. Should I start by maxing out my 401K and investing it in one of those target date retirement funds?
Question: I have a lot of big dreams for my business, but I end up getting scared out of them. On paper my plans make sense to me, but I keep worrying about all the “what ifs.” Where do I find the confidence to move forward?
Question: My parents are aging and my dad is sickly. They’re OK now, but I can see the day when Dad is going to need more care than Mom can give him. We may hire someone to help her so we don’t have to go to all the expense of a nursing home. Besides, Dad prefers being at home. But that may not always be an option. What do we need to be thinking about to prepare for the next step?
Question: For years it’s been just me running my little business. But now I’ve got some opportunities to expand things and I’d like to see my business grow. What things do I need to keep in mind as my business expands?
Question: My wife and I have been married a long time and we are finally having our first child. It took us a long time to get pregnant and frankly we had sort of given up. But now this one comes along and we are so excited. What financial things do I need to be thinking about as a new father?
Question: My first marriage ended due to conflicts over money. It was so unpleasant that I find myself not even wanting to bring up the topic now (in my second marriage). But it just comes up naturally – I mean we just naturally have conflicts and money is a part of it. But It makes me sick at my stomach to think about having money conflicts ruin this marriage too. What can I do to avoid this?
Question: With stocks overvalued and bonds looking riskier than ever, if interest rates go up it’s really hard to know where to put your money. Are there asset classes that are being overlooked?
Question: I am in a rut in my job and I’m not sure how to get out of it. I just can’t see myself doing this for 20 or 30 more years. But I have no idea what I would do otherwise. I keep my eye on the jobs websites, but there’s really nothing there. Where do you suggest I look?
Question: I am in my 20s and just starting out in my career. I took just enough economics in college to be dangerous. But everything I read about the world financial situation, with debt levels and sluggish economies, has me very worried. Do you think we will be the first American generation to be worse off than our parents?
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Copyright © 2026 Byron Moore, CFP® & Mike Jones. All rights reserved.
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Copyright © 2026 Byron Moore, CFP® & Mike Jones. All rights reserved.