Question: All I hear is China, China, China and the stock market keeps falling deeper and deeper into a hole. I’m seeing my portfolio lose money it seems daily. What should I do?
Question: I have the unusual task of trying to teach my middle aged brother about basic financial management. He is broke and in debt and is now living with our mother. After going through a divorce and a rebound girlfriend, he now has credit card debt, no car, no assets and no job. I want to help him, but don't want to throw cash at him. I was taught by my father to save, but apparently my brother didn't get it. Any suggestions on where to start?
QUESTION: I have as a goal to really start focusing on building my portfolio this year. Where should I begin?
Question: I am not a believer (Christian or otherwise). But most of my employees are. So when Christmas rolls around I usually get a steady stream of subtle and not so subtle sales pitches to believe. From what I read I am guessing you are a believer yourself. Can you help me respond to the pitches in a way that is respectful, but doesn’t lead to more of the same? This is getting old and (frankly) it seems to hurt productivity around here.
Question: I cut out your articles regularly and send them to my son. But he doesn’t seem to get it. My husband and I have tried to teach him to be responsible, but we are still having to pay his phone bill and his car insurance, and whenever he comes home he asks me for cash. He’s out of college and he’s got a job, though not a good one. He says he doesn’t make enough money, but this just can’t keep going on. What do you suggest?
QUESTION: My husband and I are getting serious about planning for the future. We want to save for retirement, but we are unsure exactly how to do that. I don’t think just putting everything in a retirement plan is a good idea, because we might need to get to the money before then. But if not there, where should we put it?
QUESTION: I have totally screwed up my financial life. Where do I start? Overspending, maxed out credit cards, a bankruptcy. I mean it’s bad. I just woke up one day and I had dug myself into this incredible hole. But now I want to get out and I really don’t know how. Is it even possible? 
QUESTION: I have a young family and I want to be able to provide for them the things I didn’t have growing up. I also know that saving money is important. But can I just save more later so that I can spend more on my family now?
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Copyright © 2026 Byron Moore, CFP® & Mike Jones. All rights reserved.
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Copyright © 2026 Byron Moore, CFP® & Mike Jones. All rights reserved.